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Repaying your student
loans What you
need to know about repaying student loans... After you graduate, leave school,
or drop below half-time enrollment, you have a period of time before you have
to begin repayment. This “grace period” will be six months for a Federal (FFEL)
or Direct Stafford Loan. nine months for Federal Perkins Loans (If you’re a parent
reading this and you have a FFEL or Direct PLUS Loan, you don’t have a grace period—repayment
generally must begin within 60 days after the loan is fully disbursed.)
If
you’ve attended college or received other education beyond high school, and you
received federal student loans from the US Department of Education (ED) along
the way - You’re now about to deal with paying them back. You’ll need to know
how to manage your student loan debt to avoid repayment problems. There are
several available repayment options so you can successfully repay your debt. Federal
student loans are real loans, just like car loans or mortgage loans. You can’t
just get out of repaying a student loan if your financial circumstances become
difficult, unless you qualify for bankruptcy. But, it’s very difficult to have
federal student loans discharged in bankruptcy; this happens only rarely. Also,
you can’t cancel your student loans if you didn’t get the education you expected,
didn’t get the job you expected, or didn’t complete your education, unless you
leave school for a reason that qualifies you for a discharge of your loan - Remember,
your student loans belong to you; you have to pay them back. Loan
Consolidation A
Consolidation Loan allows you to combine all the federal student loans you received
to finance your college education into a single loan. New Provisions Permitting
Borrowers to Enter Repayment Early Under the Higher Education Act of 1965, as
amended and the Department's regulations, a borrower can request a repayment schedule
that provides for repayment to commence at a date that is earlier than six months
after the date the borrower ceases to carry at least one-half the normal full
time academic workload. If the lender grants the request, the loan enters
the repayment period and the borrower waives any applicable grace period. This
is the case even if the borrower is currently enrolled in school. Such a borrower
will be eligible to obtain a consolidation loan to repay the loan on which early
conversion to repayment was granted, assuming all other eligibility criteria are
met. As stated above, the borrower waives any applicable grace period, now and
in the future.
To apply for a Direct Loan Consolidation or an FFEL Consolidation the borrower
must contact the lender and complete an application. Most lenders provide borrowers
with the ability to apply on-line or request an application over the telephone.
Once an application is completed and submitted, the lender will request information
from the borrower’s other lenders or from its own system to determine the amounts
outstanding on the borrowers loans. The borrower will then receive notification
about the consolidation loan, normal consumer disclosures, the amount owed, and
if appropriate, where to make payments. Consolidation
loans have fixed interest rates that are based on the weighted average of the
interest rates on the loans being consolidated. A lender can provide a new consolidation
loan borrower with the lowest statutory weighted average interest rate for loans
by using the lower of the weighted average of the interest rates on the loans
being consolidated as of July 1 or the date the lender received the borrower's
consolidation loan application. The lender should apply a consistent method of
determining when an application is received. Lenders'
Options for Determining Federal Consolidation Loan Interest Rates and Permitting
Borrowers to Enter Repayment Early If the lender determines
that the borrower is still enrolled, the lender can put the loan that will now
be in repayment, into an in-school deferment status at the borrower's request.
The interest rate on the loan would be the deferment rate. If the borrower consolidates
the Stafford Loan, the deferment interest rate should be used in calculating the
weighted average interest rate on the consolidation loan.
Repayment Plans When
repaying your student loan, you have some choices in repayment plans (for FFEL
and Direct Loans) that can make repaying easier and help you avoid delinquency
or default. If you’re delinquent, it means you’re late making a scheduled loan
payment (most often, you’re 30 days or more late). Default, explained in more
detail (see default page), generally means you’re 270 days or more late in making
a loan payment. (Note that for Federal Perkins Loans, however, default is defined
as the failure to make an installment payment when due or the failure to comply
with other terms of your promissory note or written repayment agreement.)
Although default is more serious than delinquency, even delinquency can be reported
to credit bureaus. A delinquency notation remains part of your financial history
and could affect your credit rating. Repaying your loan on time will help you
establish and maintain a good credit rating, which is crucial when you want to
buy a car or a house, or even if you want to rent an apartment. Sometimes, your
credit rating can even affect whether you’ll be selected for a particular job.
It’s important to keep paying on your student loans!
Defaulting on your
Student Loans If
you default, it means you failed to make payments on your student loan according
to the terms of your promissory note, the binding legal document you signed at
the time you took out your loan. In other words, you failed to make your loan
payments as scheduled. Your school, the financial institution that made or owns
your loan, your loan guarantor, and the federal government all can take action
to recover the money you owe. Here are some consequences of default: National
credit bureaus can be notified of your default, which will harm your credit rating,
making it hard to buy a car or a house. You would be ineligible for additional
federal student aid if you decided to return to school. Loan payments can
be deducted from your paycheck. State and federal income tax refunds can
be withheld and applied toward the amount you owe. You will have to pay late
fees and collection costs on top of what you already owe. You can be sued.
How to Apply for a Student Loan U.S. Department of Education
- FAFSA Gather
the documents you need Start with your Social Security Number, driver's license,
income tax return, bank statements and investment records. Print a FAFSA
on the Web Worksheet Write in your answers and gather your parent's information
then transfer the data to FAFSA on the Web. Plan how to sign your FAFSA
Sign electronically with a U.S. Department of Education Personal Identification
Number (PIN) or by mailing in a signature page. Apply for a PIN now!
Speed up the process by signing your FAFSA electronically with your PIN.
Your parent can sign electronically too. Check your eligibility for federal
student aid. Note important deadlines
To
meet the Federal Student Financial Aid deadline: Apply
as early as possible beginning January 1st of each year. Schools and states
have their own deadlines. Contact them for exact deadline dates.
Accredited
Colleges Online Search
a comprehensive directory of U.S. online college degree programs. Choose a field
of study, program or type of degree. Read detailed school profiles and get admissions
info. Click here! |
Vermont
Universities and Colleges Bennington
College Admissions Office, Bennington College,
Bennington, VT 05201 Phone: 800-833-6845 or 802-440-4312 Email: admissions@bennington.edu,
Career Services Fax: 1-802-440-4865 Employment: 260 Programs Offered: 4 year
undergraduate, graduate program Highest Degree Awarded: Master's Continuing Education:
Yes Enrollment: 793 Tuition & Fees: $31,070 Tuition Room & board: $37,980 Year
Established: 1932 Web Site: bennington.edu
Burlington
College Admissions Office, Burlington College,
95 North Avenue, Burlington, VT 05401 Phone: 800-862-9616 Email: admissions@burlcol.edu,
Career Services Fax: 1-802-660-4331 Employment: 22 FT, 8 PT Programs Offered:
2 & 4 year, cert Highest Degree Awarded: Bachelor's Continuing Education: Yes
Enrollment: 280 Tuition & Fees: $14, 170 Year Established: 1972 Web Site: www.burlcol.edu
Castleton State
College Admissions Office, Castleton State College,
Castleton, VT 05735 Phone: 800-639-8521 Email: info@castleton.edu, Career Services
Fax: 1-802-468-1357 Email: info@castleton.edu Employment: 218 FT/111 PT Programs
Offered: 2 & 4 year Highest Degree Awarded: Master's/CAGS Continuing Education:
Yes Enrollment: 1,800 Tuition & Fees: $6,146 Year Established: 1787 Web Site:
www.castleton.edu
Center for Northern Studies Admissions Office,
Center for Northern Studies, TR20 Crossroad, Wolcott, VT 05680-9726 Phone: 802-888-4331,
Career Services Fax: 1-802-586-2596 Tuition, Fees, R & B: $22,216 Year Established:
1971 Web Site: www.sterlingcollege.edu/CNS
Champlain
College Admissions Office, Champlain College,
163 S. Willard St., Burlington, VT 05402 Phone: 800-570-5858 or 802-860-2727 Email:
admission@champlain.edu, Career Services Fax: 1-802-860-2772 Champlain College
offers: Undergraduate Programs Professional Certificates Master's Degree Continuing
Education: Yes Enrollment: 2500 Tuition, Fees, Room & Board: $24,500 Year Established:
1879 Web Site: www.champlain.edu
College of St. Joseph Dean of Admissions, College
of St. Joseph, 71 Clement Rd., Rutland, VT 05701 Phone: 802-773-5900 ext. 205
Email: admission@csj.edu, Career Services Fax: 1-802-776-5258 Employment:
94 Programs Offered: 2 & 4 year Highest Degree Awarded: Master's Continuing Education:
Yes Enrollment: 550 Tuition & Fees: $13,200 Room & Board: $19, 600 Year Established:
1956 Web Site: www.csj.edu
Community College of Vermont Admissions Office,
Community College of Vermont, Wasson Hall, P.O. Box 120, Waterbury, VT 05676 Phone:
In VT 800-CCV-6686 or 802-241-3535 Fax: 802-241-3526 Email: CCVinfo@CCV.vsc.edu,
Career Services Fax: 1-802-241-3526 Employment: 160 Programs Offered: 2 year
Highest Degree Awarded: Associate Continuing Education: Yes Enrollment: 8,000
Tuition & Fees: $3,796 Year Established: 1970 Web Site: www.ccv.edu
Goddard College
Director of Admissions, Goddard College, Plainfield, VT 05667 Phone: 800-468-4888
or 802-454-8311, Career Services Fax: 1-802-454-8017 Programs Offered: 4 year
Highest Degree Awarded: Master's Continuing Education: Yes Enrollment: 500 Tuition
Room & Board: $10,000 (average) Year Established: 1938 Web Site: www.goddard.edu
Green
Mountain College Admissions Office, Green Mountain
College, One College Circle, Poultney, VT 05764 Phone: 800-776-6675 or 802-287-8220
Fax: 802-287-8099 Email: admiss@greenmtn.edu, Career Services Fax: 1-802-287-8099
Programs Offered: 4 year Highest Degree Awarded: Bachelor's Continuing Education:
Yes (non-degree) Enrollment: 650 Tuition & Fees: $21,114 Tuition Room & Board:
$28,104 Year Established: 1834 Web Site: www.greenmtn.edu
Johnson State College Director of Admissions,
Johnson State College, 337 College Hill, Johnson, VT 05656 Phone: 800-635-2356
or 802-635-1219 Fax: 802-635-1230 Email: jscapply@badger.jsc.vsc.edu, Career Services
Fax: 1-802-635-1295 Programs Offered: 2 & 4 year Highest Degree Awarded: Master's
Continuing Education: Yes Enrollment: 1,661 Tuition & Fees: $6,146 Tuition Room
& Board: $12,600 Year Established: 1828 Web Site: www.johnsonstatecollege.edu
Landmark College
Dean of Admissions, Landmark College, River Road South, Putney, VT 05346 Phone:
802-387-6718 Fax: 802-387-4279 Email: admissions@landmarkcollege.org, Career Services
Fax:1-802-387-6880 Programs Offered: 2 year Highest Degree Awarded: Associate
Continuing Education: Yes (teachers) Enrollment: 420 Tuition & Fees: $37,000 Tuition
Room & Board: $44,550 Year Established: 1984 Web Site: www.landmark.edu
Lyndon
State College Director of Admissions, Lyndon State
College, Lyndonville, VT 05851 Phone: 800-225-1998 or 802-626-6413 EMail: admissions@mail.lsc.vsc.edu.
Career Services Fax: 1-802-626-6335 Programs Offered: 2 & 4 year Highest
Degree Awarded: Master's Continuing Education: Yes Enrollment: 1,300 Tuition &
Fees: $7,056 (VT); $13,996 (Non-Res.); $10,046 (Nebhe) Year Established: 1911
Web Site: www.lsc.vsc.edu
Marlboro College Director of Admissions, Marlboro
College, Marlboro, VT 05345 Phone: 800-343-0049 or 802-257-4333 Email: admissions@marlboro.edu
Career Services Fax: 1-802-257-4154 Highest Degree Awarded: Master's Continuing
Education: N/A Enrollment: 320 (Undergraduate); 45 (graduate) Tuition & Fees:
$25,740 (Undergraduate); $10,800 (Graduate) Room & Board: $7,770 (Undergraduate);
$18,000 (Graduate) Year Established: 1946 Web Site: www.marlboro.edu
Middlebury
College Admissions Office, Middlebury College,
Emma Willard House, Middlebury, VT 05753-6002 Phone: 802-443-3000 Fax: 802-443-2056,
Career Service Fax: 1-802-443-2056 Employment: 1,263 Programs Offered: 4 year
Highest Degree Awarded: AB; Doctorate of Modern Languages; & Masters Continuing
Education: N/A Enrollment: 2,350 Tuition: $40,400 (Comprehensive) Year Established:
1800 Web Site: www.middlebury.edu
New England Culinary Institute Admissions
Office, New England Culinary Institute, 250 Main St., Montpelier, VT 05602-9720
Phone: 802-223-6324 Fax: 802-223-0634, Career Services Fax: 1-802-225-3375 Programs
Offered: 1, 2, & 3.5 year Highest Degree Awarded: Associate Continuing Education:
Yes Enrollment: 700 Tuition & Fees: $23,335 Tuition Room & Board: $27,050 Year
Established: 1980 Web Site: www.neci.edu.
Norwich University Dean of Admissions, Norwich
University, Northfield, VT 05663 Phone: 802-485-2001 Fax: 802-485-2032 Email:
nuadm@norwich.edu, Career Services Fax: 1-802-485-2032 The nation's oldest private
military academy of Northfield, Vermont.
Saint Michael's College Director of Admissions,
Saint Michael's College, One Winooski Park, Colchester, VT 05439 Phone: 800-SMC-8000
or 802-654-3000 Fax: 802-654-2591 Email: admission@smcvt.edu. Career Services
Fax: 1-802-654-2539 Programs Offered: 4 year & Master's Highest Degree Awarded:
Master's Continuing Education: Yes Enrollment: 2,300 Tuition Room & Board: $31,785
Year Established: 1904 Web Site: www.smcvt.edu
School for International Training Admissions Counselor,
School for International Training, Kipling Road, Brattleboro, VT 05301 Phone:
802-257-7751 Fax: 802-258-3500, Career Services Fax: 1-802-258-3252 Programs Offered:
Graduate degrees & study abroad Highest Degree Awarded: Master's Continuing Education:
Yes (Graduate school) Enrollment: 1,767 Tuition & Fees: $24,500 ($12,000 for abroad
by semester) Tuition Room & Board: $31,500 Year Established: 1964 Web Site: www.sit.edu.
Southern Vermont
College Admissions Office, Southern Vermont College,
982 Mansion Drive, Bennington, VT 05201 Phone: 802-442-5427 Fax: 802-447-4695
Email: admis@svc.edu Programs Offered: 2 & 4 year Highest Degree Awarded: Bachelor's
Continuing Education: Yes Enrollment: 500 Tuition & Fees: $12,498 Tuition Room
& Board: $18,930 Year Established: 1926 Web Site: www.svc.edu
Sterling College Director of Admissions, Sterling
College, Craftsbury Common, VT 05827 Phone: 800-648-3591 or 802-586-7711 Email:
admissions@sterlingcollege.edu, Career Services Fax: 1-802-447-4695 Programs Offered:
2 & 4 year Highest Degree Awarded: BA Continuing Education: N/A Enrollment: 106
Tuition Room & Board: $22,300 Year Established: N/A Web Site: www.sterlingcollege.edu
University
of Vermont (UVM) Admissions Office, University of Vermont,
194 S. Prospect St., Burlington, VT 05401-3596 Phone: 802-656-3370 Email: admissions@uvm.edu,
Career Services Fax: 1-802-656-0126 Programs Offered: 4 year, graduate, professional,
& certifications Highest Degree Awarded: PhD. Continuing Education: Yes Enrollment:
10,967 Tuition Room & Board: $16,128 (R); $29,768 (NR) Year Established: N/A Web
Site: www.uvm.edu
Vermont
Law School Admissions Office, Vermont Law School,
Chelsea Street, South Royalton, VT 05068-0096 Phone: 888-763-8303 Fax: 802-763-7071,
Career Services Fax: 1-802-763-3217 Programs Offered: 1 & 3 year Highest Degree
Awarded: JD of Law, Master of Studies in Environmental Law (MSEL); Master of Law
in Environmental Law (LLM). Continuing Education: Summer session Enrollment: 545
Tuition: $25,020 Year Established: 1973 Web Site: www.vermontlaw.edu
Vermont Technical College Director of Admissions, Vermont
Technical College, P O Box 500, Randolph Center, VT 05061-0500 Phone: 800-442-8821
or 802-728-1000 Email: admissions@vtc.vsc.edu, Career Services Fax: 1-802-728-1714
Woodbury College Admissions Office, Woodbury College,
660 Elm St., Montpelier, VT 05602 Phone: 800-639-6039 or 802-229-0516 Fax: 802-229-2141,
Career Services Fax: 1-802-229-2141
Northern New York Colleges & Universities
Clarkson
University 8 Clarkson Ave., Potsdam, New York 13699
315-268-6400. 800-527-6577 Clarkson ranks among the finest universities
in the nation, according to such diverse measures as U.S. News and World Report,
the Association for Independent Technological Universities, and corporate recruiters.
Clarkson focuses on providing a rigorous professional experience, real-world experiences
for a real-world education, and developing a collaborative community for students,
faculty, and staff. website: http://www.clarkson.edu/
St. Lawrence
University 23 Romoda Drive · Canton, NY · 13617 · 800-285-1856
In an ideal location, St. Lawrence is a diverse liberal arts learning community
of inspiring faculty, serious students, accomplished graduates guided by tradition
and focused on the future.It is our expectation that students at St. Lawrence
University engage in the process of academic planning over their academic career
in order to best achieve their academic goals and reach their full potential.
website: http://www.stlawu.edu/ North
Country College of Essex and Franklin
23 Santanoni Ave., P.O.Box 89, Saranac Lake, NY 12983-0089 Phone: 518-891-2915
Toll Free: 1-888-879-6222 North Country Community College is committed to
providing, within Essex and Franklin counties, an innovative, challenging, supportive
environment where the intellectual, career, personal and creative aspirations
of all interested individuals can be realized. website: http://www.nccc.edu/
SUNY
Canton 34
Cornell Drive · Canton, NY 13617 315.386.7011 1.800.388.7123 The State University
of New York at Canton is a public, coeducational, residential college located
on a spacious campus along the banks of the Grasse River. Its northern location
places SUNY Canton close to the Adirondack Mountains, the St. Lawrence River,
and major Canadian cities such as Ottawa and Montreal. website:http://www.canton.edu/
The
State University of New York at Potsdam
44 Pierrepont Avenue, Potsdam NY 13676, (315) 267-2000 SUNY Potsdam, located
in beautiful northern New York, is a small liberal arts college providing an education
that is driven by quality delivered in a way that is uniquely personal. We are
one of 64 units of the State University of New York and one of 13 SUNY Arts and
Science Colleges. SUNY Potsdam offers bachelor's and master's degrees in several
areas of liberal studies, music and teacher education. website:http://www.potsdam.edu/
Jefferson
Community College
1220 Coffeen Street, Watertown, NY 13601 (315) 786-2200 Jefferson Community
College (JCC) is a participating eArmyU college. JCC is one of the 30 community
colleges in the 64-campus system of the State University of New York (SUNY). A
two-year public institution supervised by SUNY and sponsored by Jefferson County,
the College offers both transfer and career programs leading to the associate
degree or certificate. website:http://www.sunyjefferson.edu/
SUNY
Plattsburgh 101 Broad Street Plattsburgh, New York 12901.
Phone: (518) 564-2000Plattsburgh
State's remarkable campus culture and environment combine with an exceptionally
high quality of teaching to produce success for students.
The Plattsburgh experience
challenges students to discover their potential, to seek new intellectual horizons,
and to learn skills that can turn dreams into realities. It's an experience that
calls students to explore new ground and reach still greater heights of achievement.website:http://www.plattsburgh.edu/
Clinton
Community College 136
Clinton Point Drive Plattsburgh, NY 12901 Clinton
Community College, a member unit of the State University of New York, is situated
at Bluff Point, approximately 4 miles south of Plattsburgh, on forested heights
overlooking Lake Champlain. While the college features the modern equipment and
facilities necessary for contemporary educational needs, its distinctive architecture
and spectacular natural setting hint at significant times of the past. In fact,
the Bluff Point locale has been the scene of some of the most important events
in the founding of the American Republic and its tradition. It is fitting that
an area so magnificently beautiful and so much a part of the early development
of the United States is maintained for public use and enjoyment.website:
http://www.clinton.edu/
Paul
Smith's College
Route
86 & 30 P.O. Box 265 Paul Smiths, NY 12970-0265 Tel: 518-327-6227 1-800-421-2605
Paul Smith's College is set in the Adirondacks of Northern New York amid awe-inspiring
mountains, sparkling lakes and lush forests. The main campus of the 14,200 acre
property is on the shores of Lower St. Regis Lake, providing a safe, comfortable
and invigorating environment to obtain baccalaureate or associate degrees. Bachelor’s
programs include Biology, Business, Culinary Arts and Service Management, Fisheries
and Wildlife Sciences, Forestry, Hotel, Resort and Tourism Management, Natural
Resources, and Recreation, Adventure Travel and Ecotourism (RATE). Alternatively,
careers also start with Associate degrees in programs such as Business, Culinary
Arts, Forest Recreation or Forest Technician, Liberal Arts, Hotel and Restaurant
Management, Outdoor Recreation, Surveying, or Urban Tree Management.
website:http://www.paulsmiths.edu/
|
College
loans bear biggest part of budget-cutting plan
Tuesday,
December 20, 2005; Posted: 10:58 a.m. EST (15:58 GMT)
| | WASHINGTON
(AP) -- As Congress moves to slash $40 billion in spending, no program will take
a bigger hit than college loans, where almost $13 billion would be cut over five
years.
For
students, the upshot is mixed. Excessive government payments to banks would be
halted, freeing up some dollars for new grants, larger loan limits and reduced
loan fees. But
overall, the student loan program would endure the largest cut in its history,
and most of the money would not be pumped back into education. Instead, under
a plan the House approved Monday, the money would be counted only toward reducing
the federal deficit. "At
a time when the entire country believes we need to make higher education more
affordable, Congress is trying to balance the budget on the backs of students,"
said Jasmine Harris, legislative director for the United States Student Association.
School
Loan Consolidation.com
Reduce
your monthly payments by up to 58%.
There's no credit check or fees. click
here Parents
who take out loans on behalf of their students would pay higher interest rates.
And other parts of the college package could indirectly drive up costs for students,
if banks pass on new expenses or offer less attractive loans as their profit margin
shrinks. "You
don't want to say the news is all bad. It's a decidedly mixed bag," said Terry
Hartle, senior vice president of the American Council on Education, the largest
coalition of colleges and higher education groups in the nation. "But
on balance, one comes to the conclusion that this is a sad step in the history
of the student loan program," Hartle said. The
$12.7 billion in college cuts are part of an effort, led by conservative Republican
lawmakers, to show discipline with the public's money. But Democrats say GOP leaders
only want to pay for tax cuts, all the while eroding the ability of parents to
pay for college. The
timing of Senate action was unclear. Colleges and university associations scrambled
Monday, urging the Senate to reject the bill as the Congress tried to end its
2005 work. Within
higher education, the single biggest cut appears to be in the profits of lenders. Under
current law, banks get to keep the excess money when the amounts that students
pay in interest exceed the rate of return that the government has guaranteed.
That would end. Lenders would have to refund the difference to the government,
meaning billions of dollars. "We
were able to reduce spending through changes in the way lenders operate," said
Mike Enzi, R-Wyo., the chairman of the Senate education committee. "But at the
same time, we shielded the direct impact to students, and actually increased student
opportunities." School
Loan Consolidation.com
Reduce
your monthly payments by up to 58%.
There's no credit check or fees. click
here The
interest rate for parent loans would increase to a fixed rate of 8.5 percent in
July. It is now a variable rate and had been set to move to a fixed rate of 7.9
percent. Meanwhile,
the interest on students loans would also move to a fixed rate of 6.8 percent
in July, up from its current variable rate of 4.7 percent. But that change was
already set to happen under law, and the deficit-reduction bill does not alter
that plan. Student groups tend to support a fixed rate as a protection against
unstable, rising interest rates. Loan
limits would increase from $2,625 to $3,500 for first-year students, and from
$3,500 to $4,500 for second-year students. The total borrowing limit allowed for
undergraduates would remain at $23,000. Lawmakers aimed for a compromise of letting
students borrow more at the start of college, reflecting current needs, without
sanctioning a bigger overall debt. The
bill would offer grants to poorer, high-achieving students in the first two years
of college and older undergraduates studying math, science or high-demand foreign
languages. John
Boehner, R-Ohio, the chairman of the House education committee, said the bill
"offers significant new benefits to students pursuing a college education." But
critics said the size of those benefits doesn't come close to offsetting the cuts. Said
Bob Shireman, director of The Institute for College Access and Success: "Overall,
there will be less money out there for helping students pay for higher education.
And it's not being returned to the system, except in some small ways." |
Burlington
- "Jewel Of Vermont"
 |
| Round
Barn at The Shelburne Museum |
The City of Burlington is the largest and most populated city in Vermont
and and is often refered to as the "Queen of Lake Champlain" because of its unique
location on the eastern shores of beautiful Lake Champlain bordering the edge
of the Adirondack Park. Each year, Burlington welcomes thousands of visitors traveling
to the Lake Champlain Valley and the Adirondack mountains of upstate New York.
The city of  |
| University
of Vermont, Burlington | Burlington
is famous for its quintessential charm and architectural beauty and is consistently
ranked as one of the top places to live in the United States. Burlington has recieved
numerous awards and designations including the winner of the "Great American Main
Street Award" by the National Historic Trust and was voted the Number One "City
To have It All" by A&E Television. Burlington is also home to numerous museums
and landmarks including the Shelburne Museum & Farm, Ethan Allen Homestead, Lake
Champlain Maritime Museum, and The ECHO Center.
Click here for the Burlington
website Vermont's
State Capital - Montpelier Montpelier is the nation's smallest state
capital and is located in central Vermont at the confluence of the Winooski and
North Branch Rivers. Montpelier
features the nation’s oldest and best preserved state capital. The State House
is famous for its brilliant gold dome which measures 57 feet high and is made
of wood sheathed in copper and covered with 23.7 carat gold leaf. The
House and Senate chambers are the oldest legislative chambers in their original
condition anywhere in the country. click
here for the Montpelier Website
Vermont
Culinary Arts
Vermont has long been known for its
truly unique & varied cuisine ranging from fresh caught native brook trout
to world class dining at five star resorts. In the internationally acclaimed City
of Burlington, diners can choose from exciting restaurants with menus featuring
everything from sushi and health foods to hearty Vermont homecooked meals.
The New England Culinary
Institute in Burlington was founded on the principle of learning by doing. Many
of todays local chefs learned their trade at NECI. Click
here to learn more about culinary arts.
Rutland - Heart of the Green Mountain State Located in the heart of
the Green Mountain State, Rutland is the second largest city in the state of Vermont.
Rutland County includes 28 towns and has approximately 70,000 residents. The
City of Rutland provides the region with a vibrant historic downtown and a variety
of businesses and services. click
here for the Rutland Website
Bennington
- "Primary gateway for Southwestern Vermont" Bennington
County is Vermont's fifth largest community and encompasses 575 square miles with
over 35,000 residents. The Town of Bennington is nestled beween two beautiful
mountain ranges, the Taconics and Green Mountains, and enjoys easy access to all
forms of outdoor recreation. click
here for the Bennington Website
Vermont
Log homes and Vermont Log Furniture Here you will find a wealth
of information about Vermont log cabin homes, log home floor plans, financing
for log homes, construction tips on log homes, custom log homes, log home photographs,
and much, much more!
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| | | Middlebury
- "Summer Home of Poet Robert Frost" Middlebury
was originally chartered in 1761 and is
a Shire Town (county seat) of Addison County located in the heart of Vermont dairy
country. Middlebury is also home to the highly accredited Middlebury College and
represents the quintessential New England college town complete with village green
and historic architecture. click
here for the Middlebury Website
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Brattleboro
Brattleboro is situated between
the West and Connecticut Rivers and serves as the primary gateway for southeastern
Vermont. The Town of Brattleboro borders the state of New Hampshire and is centrally
located on route to many major Vermont and NH Ski resorts. click
here for the Brattleboro Website
St Albans The
City of St Albans is located near Lake Champlain in the Northwest corner of the
state and was originally settled in 1774 and incorporated as a city in 1897. During
the Civil War period, Saint Albans was the scene of the northernmost engagement
of the American Civil War. Today, the Saint Albans Historical Museum attracts
thousands of history buffs and visitors annually. click
here for the St Albans Website
Vergennes
- Vermont's Oldest City Vergennes was established in 1788 and
is the third oldest city in the United States and Vermont's oldest city. Only
Hartford and New Haven, Connecticut are older than Vergennes, Vermont. Vegennes
covers approximately 1200 acres of land and is home to over 2,000 people. Vergennes
is located in Addison County, 25 miles south of Burlington; 12 miles north of
Middlebury on Route 22A. click
here for the Vergennes Website
Lake Champlain
Valley The beautiful
Lake Champlain Valley was recently ranked "One of Four Outstanding Get-Away Locations
in the Northeast" by USA Weekday Magazine. Each year, the Lake Champlain Valley
welcomes thousands of visitors traveling to both Vermont's Green Mountains and
the majestic Adirondack mountains of upstate New York. click
here for the Lake Champlain Valley Website
Vermont Skiing
Guide The premier online
guide to Vermont Skiing & Winter Sports in the State of Vermont click
here for the website
Vermont
Real Estate Directory The
Premier Online Real Estate Directory & Relocation Guide to Vermont click
here for the website
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